The first card uses an image by Ginger Loft that was offered for the CDAC Progressive Challenge, Round 6. You can buy into the challenge for only $1 and then the digis are free as long as you enter at least one project per round.
I am also entering this card into The Outlawz sketch challenge.
My second card uses an image by The Paper Shelter. I recently discovered The Paper Shelter when I saw a card on a challenge, using one of their sweet images. I hopped right over and purchased my first image.
This card is going into a CardMaker Member challenge. I am also entering it in The Paper Shelter's challenge.
The sentiment - "You Make Christmas Christmasy-er" is one of my own, which I will offer at the bottom of this post. If you use it, please link back to my blog, and I would love to see what you create.