The image is by the talented and generous, Anne Fenton. Check out her blog. She has many free images available there and on the Freebie forum of The Outlawz.
I will give you the inside verse at the end of this post in JPEG and PNG formats. You can find all of my free sentiments on the pages in my sidebar, if you are ever stuck for words. I will try to get some Christmas verses for you soon so keep checking.